{"id":6321,"date":"2026-03-25T21:00:20","date_gmt":"2026-03-25T20:00:20","guid":{"rendered":"https:\/\/bastion-zriben.hr\/conversion-of-apartments-into-flats\/"},"modified":"2026-05-29T11:52:39","modified_gmt":"2026-05-29T09:52:39","slug":"conversion-of-apartments-into-flats","status":"publish","type":"page","link":"https:\/\/bastion-zriben.hr\/en\/conversion-of-apartments-into-flats\/","title":{"rendered":"Conversion of apartments into flats"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6321\" class=\"elementor elementor-6321 elementor-5947\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1e6a78 e-con-full e-flex e-con e-parent\" data-id=\"c1e6a78\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0477810 e-con-full qodef-elementor-content-grid e-flex e-con e-child\" data-id=\"0477810\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-306faed elementor-align-center elementor-widget elementor-widget-breadcrumbs\" data-id=\"306faed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/bastion-zriben.hr\/en\/home\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa28d17 elementor-widget elementor-widget-heading\" data-id=\"aa28d17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Conversion of apartments into flats<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-853479e e-con-full qodef-elementor-content-grid e-flex e-con e-parent\" data-id=\"853479e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9787c3f e-con-full e-flex e-con e-child\" data-id=\"9787c3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c15bf9b elementor-widget elementor-widget-heading\" data-id=\"c15bf9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Increase property value and reduce costs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-904d732 elementor-widget elementor-widget-text-editor\" data-id=\"904d732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In the last few years, more residential units have been sold as business premises &#8211; apartments <strong>(approx. 600 units in the city of Zagreb, with the announcement of new ones).<\/strong> This detail is important because of its negative effects:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e483cca elementor-widget elementor-widget-text-editor\" data-id=\"e483cca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>1. Higher utility costs<\/strong>, especially utility fees<strong><br><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30fdc2b elementor-widget elementor-widget-text-editor\" data-id=\"30fdc2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>2. It is more difficult to sell business premises apartments<\/strong> &#8211; flats later, since they cannot be financed with a housing loan (defined by the Law on Housing Consumer Lending &#8211; Article 3)<strong><br><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-469e6c0 elementor-widget elementor-widget-text-editor\" data-id=\"469e6c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>3. It is not possible to claim a refund of half of the VAT<\/strong> for the purchase of the first property since it is not a residential unit (according to the land registry)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb06cdf elementor-widget elementor-widget-text-editor\" data-id=\"cb06cdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 data-start=\"195\" data-end=\"431\"><strong>We offer a solution for converting business premises &#8211; apartments into apartments in order to mitigate these negative effects and increase the value of your residential unit.<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac47bb0 elementor-widget elementor-widget-startpro_core_button\" data-id=\"ac47bb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m  qodef-button qodef-layout--filled  qodef-html--link \" href=\"https:\/\/bastion-zriben.hr\/en\/free-consultation\/\" target=\"_self\" >\n\t<span class=\"qodef-m-text\">Free Consultation<\/span>\n<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a030af0 e-con-full e-flex e-con e-child\" data-id=\"a030af0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1d4a27 elementor-widget elementor-widget-image\" data-id=\"b1d4a27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"1024\" src=\"https:\/\/bastion-zriben.hr\/wp-content\/uploads\/2026\/03\/bastion-graphic14.jpg\" class=\"attachment-large size-large wp-image-6319\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28fd4ea e-con-full qodef-elementor-content-grid e-flex e-con e-parent\" data-id=\"28fd4ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-69fbc50 e-con-full e-flex e-con e-child\" data-id=\"69fbc50\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3e7d37 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"b3e7d37\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bastion-zriben.hr\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-25.-ozu-2026.-21_07_19.png\" class=\"attachment-large size-large wp-image-6320\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91f64dc e-con-full e-flex e-con e-child\" data-id=\"91f64dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5ab635a e-con-full e-flex e-con e-child\" data-id=\"5ab635a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c679b2 elementor-widget elementor-widget-heading\" data-id=\"1c679b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What do you get?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a5c9ad e-con-full e-flex e-con e-child\" data-id=\"0a5c9ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60c698a elementor-widget elementor-widget-startpro_core_icon_list_item\" data-id=\"60c698a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_icon_list_item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-icon-list-item qodef-icon--custom-icon qodef--retina \" >\n\t<h5 class=\"qodef-e-title\" >\n\t\t\t\t\t<span class=\"qodef-e-title-inner\">\n\t\t\t\t\t\t\t\t<span class=\"qodef-e-title-text\">Analysis of the status of your property<\/span>\n\t\t\t<\/span>\n\t\t\t<\/h5>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f623e93 elementor-widget elementor-widget-startpro_core_icon_list_item\" data-id=\"f623e93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_icon_list_item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-icon-list-item qodef-icon--custom-icon qodef--retina \" >\n\t<h5 class=\"qodef-e-title\" >\n\t\t\t\t\t<span class=\"qodef-e-title-inner\">\n\t\t\t\t\t\t\t\t<span class=\"qodef-e-title-text\">Assessment of conversion possibilities<\/span>\n\t\t\t<\/span>\n\t\t\t<\/h5>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-559fd58 elementor-widget elementor-widget-startpro_core_icon_list_item\" data-id=\"559fd58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_icon_list_item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-icon-list-item qodef-icon--custom-icon qodef--retina \" >\n\t<h5 class=\"qodef-e-title\" >\n\t\t\t\t\t<span class=\"qodef-e-title-inner\">\n\t\t\t\t\t\t\t\t<span class=\"qodef-e-title-text\">Guidance through the administrative process<\/span>\n\t\t\t<\/span>\n\t\t\t<\/h5>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea53bb elementor-widget elementor-widget-startpro_core_icon_list_item\" data-id=\"7ea53bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_icon_list_item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-icon-list-item qodef-icon--custom-icon qodef--retina \" >\n\t<h5 class=\"qodef-e-title\" >\n\t\t\t\t\t<span class=\"qodef-e-title-inner\">\n\t\t\t\t\t\t\t\t<span class=\"qodef-e-title-text\">Reduction of utility and other costs<\/span>\n\t\t\t<\/span>\n\t\t\t<\/h5>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-433acad elementor-widget elementor-widget-startpro_core_icon_list_item\" data-id=\"433acad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_icon_list_item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-icon-list-item qodef-icon--custom-icon qodef--retina \" >\n\t<h5 class=\"qodef-e-title\" >\n\t\t\t\t\t<span class=\"qodef-e-title-inner\">\n\t\t\t\t\t\t\t\t<span class=\"qodef-e-title-text\">Increase in the market value of the property<\/span>\n\t\t\t<\/span>\n\t\t\t<\/h5>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a98b22 elementor-widget elementor-widget-startpro_core_icon_list_item\" data-id=\"5a98b22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"startpro_core_icon_list_item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-icon-list-item qodef-icon--custom-icon qodef--retina \" >\n\t<h5 class=\"qodef-e-title\" >\n\t\t\t\t\t<span class=\"qodef-e-title-inner\">\n\t\t\t\t\t\t\t\t<span class=\"qodef-e-title-text\">Easier sales and availability of housing loans<\/span>\n\t\t\t<\/span>\n\t\t\t<\/h5>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Conversion of apartments into flats Increase property value and reduce costs In the last few years, more residential units have been sold as business premises &#8211; apartments (approx. 600 units in the city of Zagreb, with the announcement of new ones). This detail is important because of its negative effects: 1. Higher utility costs, especially [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"footnotes":""},"class_list":["post-6321","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Conversion of apartments into flats - Bastion Zriben<\/title>\n<meta name=\"description\" content=\"We guide you through the process of converting apartments into flats with financial, administrative and business consulting.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bastion-zriben.hr\/en\/conversion-of-apartments-into-flats\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conversion of apartments into flats - 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